Our businesses
Bank & insurance
Being a banker‑insurer means supporting every life project with seamless and innovative solutions.
Retail banking
Caisse d’Epargne Hauts de France
A cooperative bank whose capital is wholly owned by its member‑customers, Caisse d’Epargne innovates every day to serve all its clients — individuals, professionals, businesses, social and solidarity economy stakeholders, institutions, local authorities and non‑profit organizations.
Private Banking
Nagelmackers
Since 1747, Nagelmackers has been Belgium’s trusted private bank, providing personalized services in savings, investments and estate planning.
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Van Lys Bank
The investment bank that brings together trust and strategic guidance to help you navigate life’s key challenges — your challenges.
DiscoverCorporate & Business Banking
Banque de l’Orme
Judicial banking services dedicated to supporting businesses in financial distress.
Housing & Real Estate
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Housing
As entities of the Habitat en Région Group operating across the Hauts‑de‑France region, Sia Habitat, SIGH and SA HLM de l’Oise are joining forces to strengthen their collaboration with Petram. Hosmia brings together six committed partners within a dedicated real estate vehicle, introducing a new approach to intermediate rental housing.
Real Estate
‘Etoile du Nord Foncière et Promotion filiale d’investissement long terme et court terme a constitué un patrimoine immobilier de diversification en accompagnant des projets régionaux sur le territoire des Hauts-de-France et de la Belgique.
Private Equity
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CENORBANK CAPITAL
CENORBANK Capital is the Group’s investment arm. It supports economic development by backing companies through private‑equity operations, complementing CENORBANK Group’s banking and real‑estate activities.
CENORBANK MEZZANINE
CENORBANK Mezzanine is a holding company dedicated to the Group’s financial and investment activities. Created in 2014, it acts as a support entity for the structuring and diversification of financing operations, in alignment with the Group’s multi‑business and multi‑territory model.